Books » Personal Finance Books

The Bogleheads are back-with retirement planning advice for those who need it!Whatever your current financial situation, you must continue to strive for a viable retirement plan by finding the most effective ways to save, the best accounts to save in, and the right amount to save, as well as understanding how to insure against setbacks and handle the uncertainties of a shaky economy.Fortunately, the Bogleheads, a group of like-minded individual investors who follow the general investment and business beliefs of John C. Bogle, are here to help. Filled with valuable advice on a wide range of retirement planning issues, including some pearls of wisdom from Bogle himself, The Bogleheads' Guide to Retirement Planning has everything you need to succeed at this endeavor.Explains the different types of savings accounts and retirement plansOffers insights on managing and funding your retirement accountsDetails efficient withdrawal strategies that could help you maintain a comfortable retirement lifestyleAddresses essential estate planning and gifting issuesWith The Bogleheads' Guide to Retirement Planning, you'll discover exactly what it takes to secure your financial future, today.

The definitive guide for anyone dreaming of a move to paradise. Whether motivated by a desire for adventure, or the need to make the most of a diminished nest egg, more and more Americans are considering an overseas retirement. Drawing on her more than three decades of experience helping people relocate happily and successfully, Kathleen Peddicord shows how living in an unconventional retirement destination can cost less than a traditional home in Florida or Arizona. Peddicord addresses all of the essential issues, including: Death Taxes Health Care Bank Accounts Whether readers are interested in relatively unknown havens like Nicaragua, well-traveled areas in Italy, or need some help deciding, How to Retire Overseas is the ultimate guide to making retirement dreams come true.

Whether your career aspirations lie in banking, financial planning, the mutual fund industry or a brokerage, you can't avoid taking the Canadian Securities Exam. But there's a lot of material to know for the day of the examination, and it can be a daunting task to assimilate such a wide body of knowledge.The Wiley Canadian Securities Exam Fast-Track Study Guide is a quick-review tool that covers all the basics you need to know to pass the exam. It presents "quick hits" of the key points you need to know, in language that's easy to understand and follow. This concise study aid:summarizes the essential, "need-to-know" informationhighlights important topicsfeatures multiple choice review questions at the end of each chaptermakes material easy to read, understand and rememberincludes two practice exams and double the number of review questions in the last editionThis edition has been completely updated and revised to reflect recent changes to the course and the exams. It features updates throughout, new questions and new practice exams, and it has been restructured for ease of use and comprehension.Don't let the stress and amount of material you need to know for the exam overwhelm you. Prepare yourself with the Wiley Canadian Securities Exam Fast-Track Study Guide. It's the perfect quick-review tool to wrap up your studying and help you focus on doing your best on the exam.

Make your own legal will, quickly & easily! If you want to create a will with the least amount of time and trouble, Quick & Legal Will Book is for you. It provides forms and step-by-step instructions to make a basic will that meets your needs. Find out how to: name beneficiaries choose a guardian set up a trust for minors name an executor finalize your will change or revoke a will and more The book provides all the forms you need as tear-outs and on CD-ROM, including an all-purpose will, and customized wills for a: single person with no children single person with children married person with children married person with no children The 6th edition is updated to reflect changes in the law, including information about the new estate tax law.

Declare this! Make 2011 the year you pay LESS to the IRS! Totally updated for 2011, How to Pay Zero Taxes lays out the simple, practical, and proven strategies that save you money at tax time-this year, next year, and beyond. From converting personal expenses into business deductions, to avoiding (or surviving) an IRS audit, Jeff Schnepper's guide comprehensively covers more deductions than any other tax book, all conveniently organized into six easy-access categories: exclusions, credits, general deductions, below-the-line deductions, traditional tax shelters, and super tax shelters. Clear, concise, and loaded with up-to-the-minute information that puts more money back in your pockets, How to Pay Zero Taxes is the ultimate tax payer's resource. New for 2011, complete coverage of: New tax laws Exemptions, credits, and exclusions Special capital gains and dividends rules Increased IRA and retirement plan limits Job hunting and relocation expenses Theft and casualty losses Child care and elder care Educational and Roth IRAs Jeff A. Schnepper is the author of several books on finance and taxation, including How to Pay Zero Estate Taxes and all twenty-seven previous editions of How to Pay Zero Taxes. He is Microsoft's MSN MONEY tax expert, an economics editor for USA Today, and is tax counsel for Haran, Watson & Company.

When Dave Ramsey was experiencing his own Total Money makeover, he found that journaling was very helpful and effective. Dave says, "Take this journal and record everything happening that seems like a big deal. Record the relationship issues, the debt, the emotions, the setbacks, the victories, and anything else that seems important at the time. "The immediate benefits of writing everything down are twofold. First, writing helps you process the problems and victories. The second immediate benefit of journaling is that you can reread your entry just days-even months-later and gain vital perspective on your progress. "Write it down. You will be glad you did."

As seen on Good Morning America and successfully adopted by thousands of subscribers, this easy-to-use system helps slash every household budget Now more than ever, people are desperate to save money without scrimping on every little purchase or sacrificing their lifestyle. Like most Americans, stay-at-home moms Chrissy Pate and Kristin McKee spent the lion's share of their budgets on what they assumed to be static costs such as groceries and utilities. But when using traditional couponing and cheapskate guides didn't help their budgets shrink by a dime, Pate and McKee decided to come up with their own way to save. Within a few months, their household expenses dropped by more than half-from spending $800 each per month to less than $350! only a few years after developing their "be centsable" system, Pate and McKee have helped thousands of subscribers save money without spending hours finding and cutting coupons, or giving up "extras" like travel and entertainment. In this prescriptive guide, these authors show how anyone can save thousands of dollars on cleaning supplies, pet care, toys, travel, and most importantly, groceries-without giving up healthy foods, favorite products, or the occasional splurge.

Many people know one or two things they can do to save money, like cutting back on vacations and meals out, but beyond that, theyre stumped. When they look at their current lifestyle, they have no idea where they can trim the fat without sacrificing their quality of life.Thats exactly what this guide will do. It will help you identify small, painless changes you can make to your daily habits that can add up to big savingswhile bringing you closer as a family. By grouping these money-saving tips into a room of the house or errand on a to-do list, you can immediately put your suddenly frugal plan into actionand instantly begin saving money.By pinpointing the dollar amount associated with each cost-saving step, financial whiz and mom Leah Ingram will inspire you to embraceand enjoyyour new frugality.

Consumers Union named Making the Most of Your Money the best personal finance book on the market. Now Jane Bryant Quinn's bestseller has been completely revised and updated for 2010 and beyond. America's most trusted financial adviser, who helped millions of readers meet their goals in the 1990s, has done it again -- providing a guide to financial recovery, independence, and success in the new economy.Getting your financial life on track and keeping it there -- nothing is more important to your family and you. This proven, comprehensive guidebook steers you around the risks and helps you make smart and profitable decisions at every stage of your life. Are you single, married, or divorced A parent with a paycheck or a parent at home Getting your first job or well along in your career Helping your kids in college or your parents in their older age Planning for retirement Already retired and worried about how to make your money last You'll find ideas to help you build your financial security here.Jane Bryant Quinn answers more questions more completely than any other personal-finance author on the market today. You'll reach for this book again and again as your life changes and new financial decisions arise. Here are just a few of the important subjects she examines: Setting priorities during and after a financial setback, and bouncing back Getting the most out of a bank while avoiding fees Credit card and debit card secrets that will save you money Family matters -- talking money before marriage and mediating claims during divorce Cutting the cost of student debt, and finding schools that will offer big "merit" scholarships to your child The simplest ways of pulling yourself out of debt Why it's so important to jump on the automatic-savings bandwagon Buying a house, selling one, or trying to rent your home when buyers aren't around Why credit scores are more important than ever, plus tips on keeping yours in the range most attractive to lenders Investing made easy -- mutual funds that are tailor-made for your future retirement What every investor needs to know about building wealth How an "investment policy" helps you make wise decisions in any market The essential tax-deferred retirement plans, from 401(k)s to Individual Retirement Accounts -- and how to manage them How to invest in real estate at a bargain price (and how to spot something that looks like a bargain but isn't) Eleven ways of keeping a steady income while you're retired, even after a stock market crash Financial planning -- what it means, how you do it, and where to find good plannersPage by page, Quinn leads you through the pros and cons of every decision, to help you make the choice that will suit you best. This is the single personal-finance book that no family should be without.

America's Cheapest Family shows readers how to save up to $3,000 annually on groceries with their proven strategies, tips, tools, and tricks. The average American family spends 10 to 15 percent of its take-home pay on groceries. Cut Your Grocery Bill in Half gives them a sure-fire opportunity to reduce that number forever. With the proven plan in this book, the average family can save more than $3,000 a year onits grocery bill. "Can cutting coupons do that" a consumer might ask. Of course, these money-saving experts teach coupon-clipping strategies,butthey don't stop there. Readers learn how to plan their shopping to save big bucks, effectively store food and save cash, identify products that save time and money, beat the grocer at pricing games, and more! The Economides learned to deliver healthy, tasty food to their family of seven on $350 a month. In this authoritative manual, the average family can follow their lead and fillits grocery cart without emptying its wallet.Endorsements:"Many people think that it's impossible to reduce your grocery bill by 50%. But you can. Steve and Annette Economides provide step-by-step instructions in "Cut Your Grocery Bill in Half." Tools that are practical and easy to follow. No special shopping or cooking skills required. Anyone can see a surprising reduction in their grocery budget if they follow the Economides' methods. And, best of all, the savings begin right away. You don't need to finish the whole book to benefit. You'll find money-saving ideas that you can put to use in the first chapter, and every chapter thereafter. Normally I advise people to check books out of the library and save the cost of the book. But this is one do-it-yourself guide to lower grocery bills that you'll want to have on your bookshelf or kitchen countertop."Gary Foreman, Publisher, The DollarStretcher.com "If you are eager to save on groceries, but don't always have the time to clip coupons, this book is for you! It's perfect if you're interested in more ways to cut costs, reduce waste, and get organized. This is an awesome book for the novice or the skilled cook."Tawra Kellam and Jill Cooper-editors of LivingOnADime.com and authors of "Dining On A Dime Cookbook" "I've known Steve and Annette for several years and they definitely live what they believe. If you're serious about spending less money at the grocery store, this book offers some practical ways to achieve your goal. When it comes to stretching your dollar, I know of no one with more experience than Steve and Annette."JJ Heller-Singer/Songwriter